We manage what the money is for.
Legacy Folios is an independent fiduciary RIA in McKinney, Texas, built around three partners with complementary backgrounds in global markets, institutional risk management, and personal financial planning. We work with families and pre-retirees who think in decades, not quarters.
A different way to do this work.
Most investors are stuck choosing between two imperfect options. On one side, the national wirehouses and mega RIAs, where you become a small account number, get rotated between advisors, and live inside a sales structure built around the firm's quarterly numbers.
On the other side, small local shops with a single advisor stretched thin, limited investment access, and no real team behind the work.
Legacy Folios was built to be neither. Three partners. One team. Every client gets all of us.
Active, disciplined, and willing to be early.
Markets reward patience and punish crowds. Our active sleeves are built around contrarian thinking: rotating toward areas of long-term value before they are consensus, avoiding the popular trades that quietly erode returns, and protecting capital when caution matters more than conviction.
We complement this with passive exposure where markets are efficient and cost discipline pays. The result is a blended, research-driven approach to building portfolios that can weather different environments without abandoning the long-term plan.
Texas families who've built real wealth.
Most of our clients are within ten years of retirement, recently retired, or running successful careers and small businesses while planning for what comes next. We typically work with families who have at least $500,000 in investable assets.
They have done the hard work of building wealth. They want a clear, honest partner for what comes after.
Rooted in McKinney.
We believe the best advice starts in person. Our office sits on the historic McKinney square at 208 S Johnson Street, and we travel to meet clients wherever works best. For those who are not nearby, we also run a full virtual practice.